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Ben Rogers of Power Mortgages Ltd (www.powermortgages.co.uk) gives the low down on Relevant Life, a type of life assurance plan which is paid for by your own Limited Company so works in a more tax efficient way than a standard life assurance policy.
This site contains information on how to become a contract Project Manager
This website contains a wealth of FREE articles containing information appropriate for a current Project Manager who wants to improve their knowledge, skills, training and qualifications.
Or for someone who wants to become a Project Manager.
For more detail, including a step-by-step, field-tested, efficient process of how to improve your CV and marketability and break into the contract market as a Project Manager in the eBook ("How To Become A Contract Project Manager") See what previous customers thought of the book in – testimonials
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Contractors and freelancers often face a difficult time securing mortgages for a number of different reasons. This can turn what should be a relatively simple process into a minefield of confusion, especially in today’s lending climate with most Banks and Building Societies reluctant to lend and self certification mortgages being a thing of the past.
Ben Rogers a Senior Mortgage and Protection Consultant from Power Mortgages Ltd (http://www.powermortgages.co.uk), a mortgage and protection brokerage who specialise in helping Contractors and Freelancers explains how a Contractor mortgage works.
I have recently passed my Project Management Institute (PMI) Project Management Professional (PMP) – (July 2011). In this article will explain how I went about applying for the examination, how I studied, the books I used and what I believed helped me pass the PMP Certification.
What is the outlook for interest rates?
UK interest rates were held at a record low for the 25th month in a row last week, which has posed questions to contractors who currently have a mortgage or are thinking of taking one. How long can this last? Should I assume rates will go up and take a 5 year fixed rate, or gamble that they will stay low and take the risk on a variable deal? Sound familiar?
Did you know? – Self Certified Mortgages are no more
Back in 2009 the Financial Services Authority (FSA) put an end to self-certification mortgages in an attempt to ensure that all borrowers prove their ability to repay in advance.
Self-certification mortgages were originally aimed at contractors, the self-employed and freelance/contract workers who had trouble proving their income and in many cases became the mortgage of choice for contractors on irregular income who struggled to secure mortgage borrowing with their bank..
As you may or may not be aware on 6th and 9th December 2010, HMRC released Ministerial Statements advising that legislation will be introduced to tackle arrangements involving trusts or other vehicles used to reward employees and that of disguised income.
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To operate as a contractor you will have to have a private limited company, or use an umbrella company or other such scheme to get paid. In this article I aim to outline how to do each and the pros and cons of each choice.
This article describes how to write a good CV, regarding the philosophy of how to approach creating the CV and tips on what to include and how to communicate it.
When starting out in Project Management there are two immediate priorities on one’s radar.
1. To gain as much on the job experience as possible
2. To obtain professional qualifications which will aid in development
Professional qualifications go hand in hand with the experience you will gain whilst in a project role. Most likely, these qualifications will act as a prerequisite into the job itself and will offer a structured, consistent framework, from which you can manage projects of any size.
For individuals wishing to build their project knowledge from scratch, the APM Introductory Certificate Qualification offers solid grounding in terms of understanding the project lifecycle, roles, responsibilities and logical checkpoints. The information presented is simplistic and easy to pick up, even if you have had no prior knowledge or experience within a project environment.
This article explains how to effectively get the right temporary job in the most efficient way with the least effort and best chance of success…
Temporary work is one of the best ways to gain experience or make money in a set amount of time. It can be a foot in the door to an industry you want to work in. Or a way to earn, even if you are looking for a more permanent job, it can help to fill the gap and take pressure off your finances and your nerves while you job hunt. It also helps out the company that requires temporary work cover!
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